A Desktop Taxatie (desktop valuation) is a digital property valuation report created without a physical inspection of the property. Instead, it uses verified data sources, market comparisons, and automated valuation models. A certified appraiser still reviews and signs off on the report, ensuring the outcome is professional and reliable.

This type of report is often used for mortgage refinancing, interest rate adjustments, or loan-to-value (LTV) reviews. Many Dutch lenders accept it when the property’s value is clear from public records and recent comparable sales. It's faster and more affordable than a full appraisal, making it ideal for standard residential properties.

The process is efficient, can be completed remotely, and we can provide an English summary. However, for new property purchases or unique homes, a full NWWI appraisal may still be required by lenders.

We are helpful, friendly, experienced and a genuine Expat team. We provide a one-stop-shop home valuation service and the Desktop Taxatie is a type of property valuation. We're happy to provide this service at no extra cost than you would be able to arrange yourself.

A desktop valuation (also called a hybrid or automated valuation model, AVM) is based on data and comparable sales without a physical visit. It’s quicker and cheaper but not always accepted by lenders for new mortgages. A full NWWI appraisal involves a site visit by the valuer, who inspects the condition and unique features of the property, making it more accurate and reliable. Ask your lender or advisor whether a desktop valuation is sufficient. For newly purchased homes or complex cases, a full NWWI report is usually required.

A certified and registered Dutch appraiser, using validated data and tools, prepares and signs the report.

Most major Dutch lenders accept desktop valuations, but some may have limits (e.g., max LTV of 90%). Always check with your lender.

Usually within 24–48 hours, since no physical visit is needed. In a perfect situation a report could be delivered in as little as 4 hours.

If the property is newly built, unique, or lacks sufficient market data, a full appraisal with site visit may be required instead.

Typically between €95 and €150, depending on the provider and urgency. Just contact us to chat about your requirements and we can have a chat about the possibilities.

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